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Insurance helps people to recover from the loss of their home, auto, health or life.  It can protect you from unplanned emergencies and future wealth.

It is important to understand and compare different insurance products BEFORE you decide.

Learn an COMPLETE OVERVIEW of all insurance at NSURE U.

NSURE U – Get Smart About Insurance is a public education program created by the National Association of Insurance Commissioners (NAIC) to assist consumers with information about insurance issues.

Types of Insurance

Auto Insurance

It is important to understand the coverage available for your vehicle, as well as the costs of different types of coverage.

Compare Auto Loans
Helpful Links For
Getting Auto Insurance Quotes:

Health Insurance

Health insurance can help to cover medical and prescription costs.  Learn about and compare your options.

Homeowners and Renters Insurance

Homeowner’s and renter’s insurance covers loss due to theft, fire, water or wind/hail damage. Most insurance includes coverage of loss to you or others.

Although most landlords do not require renter’s insurance, renters have the responsibility for the replace their own belongings if no coverage exists. Additionally, a renter may have to pay damages done to others.

Helpful Links For
Getting Homeowners and Renters Insurance Quotes:

Life Insurance

Life insurance pays out a sum of money if you are terminally ill or upon death to someone you choose.  Two types of life insurance are available:

Term Life Insurance
  • Offers coverage for a certain amount of time
  • Does not build cash value
  • Has a lower cost
Whole Life Insurance
  • Provides coverage until death
  • Builds cash value and can be used as a wealth building tool
  • Can be borrowed against
Helpful Links For
Additional Life Insurance Resources:
Helpful Links For
Getting Life Insurance Quotes:

Small Business Insurance – Property and Liability

The National Association of Insurance Commissioner’s (NAIC) offers helpful resources at Insure U.

Visit Missouri Department of Insurance or Kansas Insurance Department for specific state laws and regulations. The Kansas Insurance Department also provides an Insurance Information for the Small Business Owner guide(PDF).

Helpful Links For
Business Insurance Information:

From the U.S. Small Business Administration.

Talk to an expert and find more resources within our Small Business Topic.

Which Product Is Best For You

Consult a Licensed Insurance Professional

Even though selecting insurance coverage has seemingly become as easy as the click of a button, this is a critical component of a solid financial plan.  Cost should not be the only consideration and we suggest consulting a professional to help guide you through the process.  Some professionals offer free consultations to identify risks and needs, and set the foundation for what you want to accomplish for you and your family.